Insurance Specialists

As an independent insurance agent, we work for you the client. We represent a broad spectrum of insurance markets, so we are able to pick the best product to fit your individual insurance needs.

Why Mid-Michigan Agency?
  • As an independent insurance agency, we work for you – We do not work for an insurance company (unlike captive agents who work for the insurance company they represent).
  • We represent many different insurance companies – We research these firms to find you the best combination of price, coverage and service.
  • We are licensed professionals with strong customer and community ties.
  • Customer satisfaction is the key to our livelihood. Serving you is our most important concern, and we assist you when you have a claim.
  • We periodically review your coverage to keep up with your changing insurance needs.
LNM Merger

We would like to announce that Mid-Michigan Agency has merged with the companies and staff of the Lodewyk, Nesen, and McKim Agency as of March 1st, 2016.  LNM will join Mid-Michigan at their location of 314 Gratiot Ave in Alma, just 2 blocks from their old location to the southeast.  As two long standing agencies in the Alma and Gratiot area, we’re looking forward to providing our customers with the best options and resources for their insurance needs.


This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, email, voice mail, or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note any proposal of insurance we may present to you will be based upon the valued developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. 

Please contact our office at (989) 463-2450 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us yourconfidential personal information by unprotected email. Instead, discuss that personal information with us by phone or send by fax.  

Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors. 

Information provided on this website does not constitute professional advice. If you have legal, tax, or financial planning questions, you need to contact a qualified professional.